- Your Credit Card Debt
- Your Monthly Payment
The total lifetime costs of your credit card debt would be . The total interest that you would pay over years is .
Year | Initial Balance | Interest Paid | Principal Paid |
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Chimponomics Credit card Debt Payment Calculator Help
The chimps hate credit card debt and finance charges. If you have credit card debt, you should set a goal of paying it off. This calculator can help you determine how much you’ll need to pay each month to do so.
A good first step in paying off your debt is calling each credit card company where you are carrying a balance and trying to negotiate a lower interest rate. Just a small reduction in interest rate can go a long way in reducing your interest charges and helping you pay off your debt faster.
If you have balances from multiple cards, you may want to consider consolidating your credit card debt to make it easier to manage - particularly if you can find a good interest rate with one card.